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Well-respected bank offering Payday loans

 

comments3515 comments. Current rating: 5 stars (561 votes). Leave comments and/ or rate it.

A so far well-respected bank - 'US Bank' offers payday loans now. I could not believe it!
This morning I logged in to verify some checks had cleared and I saw a new symbol saying "Request Checking Account Advance"

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U.S. Bank's Checking Account Advance allows you to request an advance on your next direct deposit.

Key Features:

* Advance cash immediately into your checking account.
* Payoff of advance and finance charge is automatic. Payments will be deducted from your checking account with your next direct desposit(s) of $100 or more, or, if not fully paid, on the final payment date, which is the 35th day after your advance.1
* Finance charge is $1 for every $10 advanced (120% APR).
* Advance between $20 and your limit. If your checking account is overdrawn, you must advance enough to bring your account to a $0 balance.
--------------------------------------------------------------------------------
Below a screenshot as 'proof'.

At least they put the APR in there, in bold letters. It is probably required by law in California.
The red arrow was added by me.

What are your comments? Are they trying to ruin people?

A few weeks ago, I noticed a banner saying "Equity Line - Why not?", luring people into spending the equity that they have in their homes. I guess payday loans are the logical consequence. What will come after that?

My opinion is: this bank is going too far to make profits. Everyone knows that these payday loans are a big trap and nothing good will ever come out from it. What makes me mad is that I closed my credit union's accounts 2 months ago and switched over to US bank. They have a local branch with good opening hours, plus a good HELOC (Home Equity Line of Credit) at prime - 1.01%, that's why I went with them.



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You are on page 217 of 235, other pages: 1 2 3 214 215 216 [217] 218 219 220 232 233 234 235
2020-01-13, 00:50:40
Standard Loan Firm  
Standard Loan Firm
==============
This is a FIRM formed to help people in need of help, such as financial help, If you are short of cash and in need of financial assistance
standard chartered Loan Firm are here to help you with loan.
=======
If you are interested in obtaining loan from Standard Loan Firm kindly get back to us through this email address below for more info .



THANKS AND REGARDS
Standard Loan Firm
Email: stcbank@europe.com

2020-01-13, 18:50:54
anonymous  
2 years ago I decided to have an ultra sound to determine why I suffered such debilitating menstrual cramps, my gyn only found a very small ovarian cyst and sent me on my way with some advil. a year later I started having chronic urinary type infections and on the 3rd visit was told I had a huge fibroid or cyst. I immediately had another ultra sound and found the cyst had grown to 7.5 centimeters. My gyn than wanted to do immediate surgery and explained that if they can't drain it that most likely I would need a hysterectomy. When I asked why and how cyst occur, his only answer was that it is complicated. So I went home got on the Internet reviewed hundreds of web sites and found no reasonable explanation for cyst formation until coming upon a testimony on how Dr. Bahachic cured a woman from the ovarian cyst. At this point I was in chronic pain from the cyst pressing against my bladder, and had developed chronic odor in my urine for 6 months that even the antibiotics could not cure. I contacted Dr. Bahachic and he told me that his herbal medicine can get rid of the cyst. I ordered for the herbs and he prepared it and sent it to me through UPS Courier service and I got it after 3 working days.. I started taking the medicine as prescribed by him... I took the herbal medicine for 21 days. After using the herbal medicine for just 3 days the odor and pain started to diminish. after 3 weeks of taking the medicine, I went back to my gyn and I had another Ultra Sound, the Cyst was no longer found. it's been more than 6 months I took the herbs and I have no symptoms everyone tells me I look a 100% better, I sleep better and feel fantastic. and the best bonus of all I HAVE NO MORE MENSTRUAL CRAMPS. You can reach him on; dr.bahachic3@gmail.com
or Whatsapp on +12134324266

You can also reach me by email on bahachic3@gmail.com
2020-01-13, 18:55:11
anonymous  
2 years ago I decided to have an ultra sound to determine why I suffered such debilitating menstrual cramps, my gyn only found a very small ovarian cyst and sent me on my way with some advil. a year later I started having chronic urinary type infections and on the 3rd visit was told I had a huge fibroid or cyst. I immediately had another ultra sound and found the cyst had grown to 7.5 centimeters. My gyn than wanted to do immediate surgery and explained that if they can't drain it that most likely I would need a hysterectomy. When I asked why and how cyst occur, his only answer was that it is complicated. So I went home got on the Internet reviewed hundreds of web sites and found no reasonable explanation for cyst formation until coming upon a testimony on how Dr. Bahachic cured a woman from the ovarian cyst. At this point I was in chronic pain from the cyst pressing against my bladder, and had developed chronic odor in my urine for 6 months that even the antibiotics could not cure. I contacted Dr. Bahachic and he told me that his herbal medicine can get rid of the cyst. I ordered for the herbs and he prepared it and sent it to me through UPS Courier service and I got it after 3 working days.. I started taking the medicine as prescribed by him... I took the herbal medicine for 21 days. After using the herbal medicine for just 3 days the odor and pain started to diminish. after 3 weeks of taking the medicine, I went back to my gyn and I had another Ultra Sound, the Cyst was no longer found. it's been more than 6 months I took the herbs and I have no symptoms everyone tells me I look a 100% better, I sleep better and feel fantastic. and the best bonus of all I HAVE NO MORE MENSTRUAL CRAMPS. You can reach him on; dr.bahachic3@gmail.com
or Whatsapp on +12134324266

You can also reach me by email on bahachic3@gmail.com
2020-01-14, 01:45:43
anonymous  

2 years ago I decided to have an ultra sound to determine why I suffered such debilitating menstrual cramps, my gyn only found a very small ovarian cyst and sent me on my way with some advil. a year later I started having chronic urinary type infections and on the 3rd visit was told I had a huge fibroid or cyst. I immediately had another ultra sound and found the cyst had grown to 7.5 centimeters. My gyn than wanted to do immediate surgery and explained that if they can't drain it that most likely I would need a hysterectomy. When I asked why and how cyst occur, his only answer was that it is complicated. So I went home got on the Internet reviewed hundreds of web sites and found no reasonable explanation for cyst formation until coming upon a testimony on how Dr. Bahachic cured a woman from the ovarian cyst. At this point I was in chronic pain from the cyst pressing against my bladder, and had developed chronic odor in my urine for 6 months that even the antibiotics could not cure. I contacted Dr. Bahachic and he told me that his herbal medicine can get rid of the cyst. I ordered for the herbs and he prepared it and sent it to me through UPS Courier service and I got it after 3 working days.. I started taking the medicine as prescribed by him... I took the herbal medicine for 21 days. After using the herbal medicine for just 3 days the odor and pain started to diminish. after 3 weeks of taking the medicine, I went back to my gyn and I had another Ultra Sound, the Cyst was no longer found. it's been more than 6 months I took the herbs and I have no symptoms everyone tells me I look a 100% better, I sleep better and feel fantastic. and the best bonus of all I HAVE NO MORE MENSTRUAL CRAMPS. You can reach him on; dr.bahachic3@gmail.com
or Whatsapp on +12134324266

You can also reach me by email on bahachic3@gmail.com
2020-01-14, 01:56:02
anonymous  

2 years ago I decided to have an ultra sound to determine why I suffered such debilitating menstrual cramps, my gyn only found a very small ovarian cyst and sent me on my way with some advil. a year later I started having chronic urinary type infections and on the 3rd visit was told I had a huge fibroid or cyst. I immediately had another ultra sound and found the cyst had grown to 7.5 centimeters. My gyn than wanted to do immediate surgery and explained that if they can't drain it that most likely I would need a hysterectomy. When I asked why and how cyst occur, his only answer was that it is complicated. So I went home got on the Internet reviewed hundreds of web sites and found no reasonable explanation for cyst formation until coming upon a testimony on how Dr. Bahachic cured a woman from the ovarian cyst. At this point I was in chronic pain from the cyst pressing against my bladder, and had developed chronic odor in my urine for 6 months that even the antibiotics could not cure. I contacted Dr. Bahachic and he told me that his herbal medicine can get rid of the cyst. I ordered for the herbs and he prepared it and sent it to me through UPS Courier service and I got it after 3 working days.. I started taking the medicine as prescribed by him... I took the herbal medicine for 21 days. After using the herbal medicine for just 3 days the odor and pain started to diminish. after 3 weeks of taking the medicine, I went back to my gyn and I had another Ultra Sound, the Cyst was no longer found. it's been more than 6 months I took the herbs and I have no symptoms everyone tells me I look a 100% better, I sleep better and feel fantastic. and the best bonus of all I HAVE NO MORE MENSTRUAL CRAMPS. You can reach him on; dr.bahachic3@gmail.com
or Whatsapp on +12134324266

You can also reach me by email on bahachic3@gmail.com
2020-01-14, 05:00:54
John Tim from United States  
rating

We have a direct genuine provider for BG/SBLC specifically for lease, at leasing price of 4+2 of face value, Issuance by HSBC London/Hong Kong or any other AA rated Bank in Europe, Middle East or USA.

Contact : Mr. DARREN C CHENG
Email:Darrencraig002@gmail.com
Skype ID: Darrencraig002@gmail.com


Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.

All inquires to Mr. Darren should include the following minimum information so I can quickly address your needs:

Complete contact information:
What exactly do you need?
How long do you need it for?
Are you a principal borrower or a broker?

Contact me for more details.
2020-01-14, 05:50:24
Finn Walsh  
We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.
we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.
DESCRIPTION OF INSTRUMENTS:
1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)
2. Total Face Value: 10M MIN to 50B MAX USD or Euro
3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .
4. Age: One Year, One Day
5. Leasing Price: 4+ 2%
6. Sale Price: 32+2%
7. Delivery by SWIFT .
8. Payment: MT103-23
9. Hard Copy: Bonded Courier within 7 banking days.
If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument.
Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service.
Name : Finn Walsh
E-mail : everydayfinancedesignated@gmail.com
Skype id : everydayfinancedesignated@gmail.com
2020-01-14, 13:13:11
oranmorefinancialservice@gmail.com from Portugal  
rating
We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.
we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.
DESCRIPTION OF INSTRUMENTS:
1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)
2. Total Face Value: 10M MIN to 50B MAX USD or Euro
3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .
4. Age: One Year, One Day
5. Leasing Price: 4+ 2%
6. Sale Price: 32+2%
7. Delivery by SWIFT .
8. Payment: MT103-23
9. Hard Copy: Bonded Courier within 7 banking days.
If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument.
Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service.

Name : Andre Ruben
E-mail : oranmorefinancialservice@gmail.com
Skype id : oranmorefinancialservice@gmail.com
2020-01-15, 06:57:20
anonymous from Portugal  
rating
We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions.
FOR LEASING OF BG/SBLCMINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1MLEASING FEE = 6%+2%
FOR PURCHASE OF FRESH CUT BG/SBLCPRICE = 38%+2%MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearlyrenewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding: For further details contact us with the below information.   
Name;Stephen Donald
Email;genericfinancialmanagementltd@gmail.com 
Skype;genericfinancialmanagementl                                                                                                            

2020-01-15, 07:15:42
from Italy  
We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.

we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.

DESCRIPTION OF INSTRUMENTS:
1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)
2. Total Face Value: 10M MIN to 50B MAX USD or Euro



3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .
4. Age: One Year, One Day
5. Leasing Price: 4+ 1%
6. Sale Price: 32+2%
7. Delivery by SWIFT .
8. Payment: MT103-23
9. Hard Copy: Bonded Courier within 7 banking days.

If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument.
Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service

Name: Richardson smith

Email: richardsonsmith365@gmail.com

2020-01-15, 18:25:39
anonymous from Nigeria  
We have direct and efficient providers of Bank Guarantee (BG’s), Insurance Guarantees,Confirmable Bank Drafts, Standby Letters of Credit (SBLC) medium term note (MTN) and Third Party Guarantees. which are specifically for sell/lease at leasing price of 4+2% /32+2% for selling price.
If you are a potential Investor or principal looking to raise capital, we will be happy to answer any questions that you have about this opportunity and to provide you with details regarding these services.

Our BG/SBLC Financing can help you get your project funded, by providing you with yearly renewable leased bank instruments. We work directly with the providers of these instruments.


DESCRIPTION OF INSTRUMENTS:

1. Instrument: Bank Guarantee (BG) or Standby Letter of Credit (SBLC)
2. Total Face Value: Euro/USD 100,000.00 – Euro/USD 50,000,000,000.00
3. Issuing Bank: HSBC Bank London, Barclays Bank London, Deutsche Bank AG Frankfurt etc.
4. Age: One Year and One Day (With the option of Rolls and Extension)
5. Leasing Fee: 4% + 2% [negociable]
6. Delivery: Bank to Bank Swift MT799 and/or MT760
7. Payment: MT103
8. Hard Copy: By Bank Bonded Courier within 7 banking days after delivery of Swift.  

Contact: Name: SAMRI NAZEER

Email: INFO.ACEFINANCELTD@GMAIL.COM  
2020-01-16, 05:27:22
anonymous from United States  
GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY/LEASE
AT THE BEST RATES AVAILABLE

We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
of taking up time bound transactions.

FOR LEASING OF BG/SBLC
MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
LEASING FEE = 4%+2%

FOR PURCHASE OF FRESH CUT BG/SBLC
PRICE = 32%+2%
MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days

Name : Scott james

Email : Inquiry.securedfunding@gmail.com
                                                                Skype: Inquiry.securedfunding@gmail.com
2020-01-16, 18:16:37
anonymous  
rating
HOW I GOT MY LOAN FROM THIS GREAT COMPANY

Hello my dear people, I am Linda McDonald, currently living in Austin Texas, USA. I am a widow at the moment with three kids and i was stuck in a financial situation in April 2018 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit ,do not full prey to those hoodlums at there that call them self-money lender they are all scam , all they want is your money and you well not hear from them again they have done it to me twice before I met Mr. David Wilson the most interesting part of it is that my loan was transfer to me within 74hours so I will advise you to contact Mr. David if you are interested in getting loan and you are sure you can pay him back on time you can contact him via email……… (davidwilsonloancompany4@gmail.com) No credit check, no cosigner with just 2% interest rate and better repayment plans and schedule if you must contact any firm with reference to securing a loan without collateral then contact Mr. David Wilson today for your loan

They offer all kind of categories of loan they

Short term loan (5_10years)
Long term loan (20_40)
Media term loan (10_20)
They offer loan like
Home loan............., Business loan........ Debt loan.......
Student loan.........., Business startup loan
Business loan......., Company loan.............. etc
Email..........( davidwilsonloancompany4@gmail.com)
When it comes to financial crisis and loan then David Wilson loan financial is the place to go please just tell him I Mrs. Linda McDonald direct you Good Luck.......................

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2020-01-18, 15:21:32
anonymous  
rating
HOW I GOT MY LOAN FROM THIS GREAT COMPANY

Hello my dear people, I am Linda McDonald, currently living in Austin Texas, USA. I am a widow at the moment with three kids and i was stuck in a financial situation in April 2018 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit ,do not full prey to those hoodlums at there that call them self-money lender they are all scam , all they want is your money and you well not hear from them again they have done it to me twice before I met Mr. David Wilson the most interesting part of it is that my loan was transfer to me within 74hours so I will advise you to contact Mr. David if you are interested in getting loan and you are sure you can pay him back on time you can contact him via email……… (davidwilsonloancompany4@gmail.com) No credit check, no cosigner with just 2% interest rate and better repayment plans and schedule if you must contact any firm with reference to securing a loan without collateral then contact Mr. David Wilson today for your loan

They offer all kind of categories of loan they

Short term loan (5_10years)
Long term loan (20_40)
Media term loan (10_20)
They offer loan like
Home loan............., Business loan........ Debt loan.......
Student loan.........., Business startup loan
Business loan......., Company loan.............. etc
Email..........( davidwilsonloancompany4@gmail.com)
When it comes to financial crisis and loan then David Wilson loan financial is the place to go please just tell him I Mrs. Linda McDonald direct you Good Luck.......................
2020-01-18, 15:32:58
anonymous  
rating
HOW I GOT MY LOAN FROM THIS GREAT COMPANY

Hello my dear people, I am Linda McDonald, currently living in Austin Texas, USA. I am a widow at the moment with three kids and i was stuck in a financial situation in April 2018 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit ,do not full prey to those hoodlums at there that call them self-money lender they are all scam , all they want is your money and you well not hear from them again they have done it to me twice before I met Mr. David Wilson the most interesting part of it is that my loan was transfer to me within 74hours so I will advise you to contact Mr. David if you are interested in getting loan and you are sure you can pay him back on time you can contact him via email……… (davidwilsonloancompany4@gmail.com) No credit check, no cosigner with just 2% interest rate and better repayment plans and schedule if you must contact any firm with reference to securing a loan without collateral then contact Mr. David Wilson today for your loan

They offer all kind of categories of loan they

Short term loan (5_10years)
Long term loan (20_40)
Media term loan (10_20)
They offer loan like
Home loan............., Business loan........ Debt loan.......
Student loan.........., Business startup loan
Business loan......., Company loan.............. etc
Email..........( davidwilsonloancompany4@gmail.com)
When it comes to financial crisis and loan then David Wilson loan financial is the place to go please just tell him I Mrs. Linda McDonald direct you Good Luck.......................
You are on page 217 of 235, other pages: 1 2 3 214 215 216 [217] 218 219 220 232 233 234 235

 

 

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