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Well-respected bank offering Payday loans

 

comments2909 comments. Current rating: 5 stars (407 votes). Leave comments and/ or rate it.

A so far well-respected bank - 'US Bank' offers payday loans now. I could not believe it!
This morning I logged in to verify some checks had cleared and I saw a new symbol saying "Request Checking Account Advance"

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U.S. Bank's Checking Account Advance allows you to request an advance on your next direct deposit.

Key Features:

* Advance cash immediately into your checking account.
* Payoff of advance and finance charge is automatic. Payments will be deducted from your checking account with your next direct desposit(s) of $100 or more, or, if not fully paid, on the final payment date, which is the 35th day after your advance.1
* Finance charge is $1 for every $10 advanced (120% APR).
* Advance between $20 and your limit. If your checking account is overdrawn, you must advance enough to bring your account to a $0 balance.
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Below a screenshot as 'proof'.

At least they put the APR in there, in bold letters. It is probably required by law in California.
The red arrow was added by me.

What are your comments? Are they trying to ruin people?

A few weeks ago, I noticed a banner saying "Equity Line - Why not?", luring people into spending the equity that they have in their homes. I guess payday loans are the logical consequence. What will come after that?

My opinion is: this bank is going too far to make profits. Everyone knows that these payday loans are a big trap and nothing good will ever come out from it. What makes me mad is that I closed my credit union's accounts 2 months ago and switched over to US bank. They have a local branch with good opening hours, plus a good HELOC (Home Equity Line of Credit) at prime - 1.01%, that's why I went with them.



Comments:

You are on page 186 of 194, other pages: 1 2 3 183 184 185 [186] 187 188 189 191 192 193 194
2018-05-15, 01:40:50
marts.capitalfinance@gmail.com from Australia  
Hello Sir/Ma

I work as Financial Consultant for my clients..Am direct mandate to an Active, Reliable and Capable provider of bank instruments,such as fresh cut BG, SBLC, MTN and LC which are specifically for lease/purchase, our Bank instruments can be engage in PPP Trading, Discounting, Signature Project(s) such as Aviation, Agriculture, Petroleum , Telecommunication, Construction of dams, Bridges, Real Estate and all kind of projects.



Right now we currently have options for lease/Collateral for Loan and we can deliver instruments strictly with our terms and procedure only.

Best Regards

Martin Steffens
Email: marts.capitalfinance@gmail.com
Skype: marts.capitalfinance@gmail.com
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2018-05-15, 20:06:07
James from Portugal  
We are direct Mandate to a genuinely renowned Investment Finance Company offering Cash & Asset Backed Financial Instruments such as BG/SBLC/MTN/LC/DLC on Lease and Sale at the best rates and with the most feasible procedures. Instruments offered can be put in all forms of trade and can be monetized or discounted for direct funding. We offer certifiable and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions.

Kindly contact for genuine inquiries and I can provider you with the needed information.

Contact : James Petty    
Email: jpettyinstrumentlender01@gmail.com
Skype: jpettyinstrumentlender01

Regards,



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2018-05-15, 20:07:28
Utpal Chowdhury  
rating
Dear sir,

We offer seasoned and fresh cut bank instrument for lease/sale, such as BG, SBLC, MTN, Bank Bonds, Bank Draft, T strips and other. Leased Instruments can be obtained at minimal expense to the borrower compared to other banking options. This offer is opened to both individuals and corporate bodies.

Kindly show your interest as soon as you are in need of our services to enable us furnish you More Details.
Email: chowdutpal@gmail.com
Skype: utpal.chowdhury73

BROKERS ARE WELCOME & 100% PROTECTED!!!

Regards,
Utpal

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2018-05-18, 08:27:12
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2018-05-20, 03:31:54
anonymous from Turkey  
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Please Only serious inquiries.
Name :
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Amount Needed as Loan :
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Mrs.Carol Anderson

Hello, Apply and get qualify for a loan.Interest rate 1% easy process.
Please Only serious inquiries.
Name :
Country :
Phone number :
Amount Needed as Loan :
Purpose of Loan :
Email : bdsfn.com@gmail.com
Emaill: anatiliatextileltd@gmail.com
Best Regards.
Mrs.Carol Anderson

Hello, Apply and get qualify for a loan.Interest rate 1% easy process.
Please Only serious inquiries.
Name :
Country :
Phone number :
Amount Needed as Loan :
Purpose of Loan :
Email : bdsfn.com@gmail.com
Emaill: anatiliatextileltd@gmail.com
Best Regards.
Mrs.Carol Anderson
2018-05-21, 06:34:18
anonymous from United States  

Are you an individual businessman or a business organisation that wishes to expand in business ??, we offer financial instrument such as BGs, SBLCs,MTNs, LCs, CDs and others on lease and sales at a rate of 4%+2% of the face value and reasonable conditionfrom a genuine provider. You are at liberty to engage our leased facilities into trade programs as well as in signatory project(s) such as Aviation, Agriculture, Petroleum, Telecommunication and any other project(s) etc.

Email:~ inquiry.firstchoice@gmail.com
Skype ID:contact.firstchoice

With our financial/bank instrument you can establish line of credit with your bank and/or secure loan for your projects in which our bank instrument will serve collateral in your bank to fund your project.

We deliver with time and precision as set forth in the agreement. Our terms and Conditions are reasonable and we work directly with issuing bank lease providers, this instrument can be monetized on your behalf for upto 100% funding. Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.

All relevant business information will be provided upon request.
BROKERS ARE WELCOME & 100% PROTECTED!!!

If Interested kindly contact me via

Email:~ inquiry.firstchoice@gmail.com
Skype ID:contact.firstchoice

serious enquiry

BG & SBLC For Lease and Purchase 100% protected (We moves first)
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2018-05-21, 07:58:22
anonymous from Nigeria  
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2018-05-23, 05:25:57
anonymous from Turkey  

Do you need a financial help? Are you in any financial crisis or do you need funds to start up your own business? Do you need funds to settle your debt or pay off your bills or start a good business? Do you have a low credit score and you are finding it hard to obtain capital services from local banks and other financial institutes? Here is your chance to obtain a financial services from our company. We offer the following finance to individuals-
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Name :
Country :
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Amount Needed as Loan :
Purpose of Loan :
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Emaill: anatiliatextileltd@gmail.com
Best Regards.
Mrs.Carol Anderson
2018-05-23, 15:38:58
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2018-05-25, 04:30:35
anonymous  
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2018-06-01, 02:41:45
info.iqfinanceplc@gmail.com from Singapore  
IQ FINANCE PLC provides a full financial planning service to both the commercial and domestic markets. At IQ FINANCE PLC we believe that financial planning is about two things: creating wealth and protecting wealth. These two objectives are at the heart of everything we do. And, as a member of IQ FINANCE Services, we give you a small-company service but with a large-company set up – the best of both worlds.

You are at liberty to engage our leased facilities into trade programs as well as in signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges and any other turnkey project(s) etc. Our terms and Conditions are reasonable.

Leasing Price : 4%+1%
Buying Price: 32%+2%

Contact us for more details on our terms and procedure of transaction.

WALSH SMITH, ROBERT
email : info.iqfinanceplc@gmail.com
skype: cpt_young1
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2018-06-02, 21:52:51
marts.capitalfinance@gmail.com from Canada  
Sir,

We provide Loans,BG,SBLC,MTN,POF,LC,SKR Discounting,Project Funding,Letter of credit, and lots more for client all over the world.

Equally,we are ready to work with Brokers and financial consultants/consulting firms in their respective countries.

we are equally ready to pay commission to those Brokers and financial consultants/consulting firms.

Awaiting for your response.
Martin Steffens
Email: marts.capitalfinance@gmail.com
Skype: marts.capitalfinance@gmail.com


Keywords:
2018-06-02, 21:54:09
marts.capitalfinance@gmail.com from Canada  
Sir,

We provide Loans,BG,SBLC,MTN,POF,LC,SKR Discounting,Project Funding,Letter of credit, and lots more for client all over the world.

Equally,we are ready to work with Brokers and financial consultants/consulting firms in their respective countries.

we are equally ready to pay commission to those Brokers and financial consultants/consulting firms.

Awaiting for your response.
Martin Steffens
Email: marts.capitalfinance@gmail.com
Skype: marts.capitalfinance@gmail.com
2018-06-04, 09:32:17
anonymous from Portugal  
We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
of taking up time bound transactions.

FOR LEASING OF BG/SBLC
MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
LEASING FEE = 4%+2%

FOR PURCHASE OF FRESH CUT BG/SBLC
PRICE = 32%+2%
MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly
renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding: For further details contact us with the below information.

Contact name: Azra Ishaque

Email : lintel.financialservicesplc@gmail.com

Skype : lintel.financialservicesplc
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2018-06-04, 11:14:50
robertg.finance@gmail.com from United Kingdom  
rating
GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR LEASE AT THE LOWEST RATES AVAILABLE. OTHER FINANCIAL INSTRUMENTS SUCH AS MTN, CD, DLC, PB ARE ALSO AVAILABLE.

I am direct to a provider who has recently issued banking instruments for a couple of my clients the provider is 100% check-able you can do your due diligence on them. I personally know the provider.

Our instruments are only from triple 'a' rated banks and we issue from $1M to $5B . The provider is 100% verifiable. If you are genuinely seeking bank instruments. Contact me and i will furnish you with details.

They deal with issuing of instruments such as Bank Guarantee and Standby letters of credit also Letters of credit. I only want serious buyers then i will put you in touch with the provider directly.

- Bank Guarantee (BG)
- Standby Letter of Credit (SBLC)
- Direct Line of Credit (DLC)
- Medium Term Note (MTN)
- Letter of Credit (LC)
I will be glad to share with you our working procedures.
Contact :Robert Glen
Email: robertg.finance@gmail.com
Skype: robertg.finance@gmail.com
BROKERS ARE WELCOME & 100% PROTECTED!!!
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Well-respected bank offering Payday loans
Well-respected bank offering Payday loans
Well-respected bank offering Payday loans
Well-respected bank offering Payday loans
Well-respected bank offering Payday loans
Well-respected bank offering Payday loans
Well-respected bank offering Payday loans
Well-respected bank offering Payday loans
Well-respected bank offering Payday loans
Well-respected bank offering Payday loans
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Well-respected bank offering Payday loans
Well-respected bank offering Payday loans
Well-respected bank offering Payday loans



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You are on page 186 of 194, other pages: 1 2 3 183 184 185 [186] 187 188 189 191 192 193 194

 

 

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